About Moody's Analytics

Moody’s Analytics, a unit of Moody’s Corporation, helps organizations manage credit risk by providing software, analysis, research, and training. Banks and other financial institutions use our models and expertise when making lending decisions and monitoring the loans they’ve made to their customers. Learn more about Moody's Analytics.

A Leader in Quantitative Credit Analysis

Moody’s Analytics provides the models of choice for the world’s leading financial institutions. The predictive power of the models is based on the Credit Research Database (CRDTM), the world’s largest private firm data consortium. The CRD contains over 35 years of historical financial statements for companies in the United States. Moody’s Analytics and the companies from which it was formed pioneered the science of predicting the likelihood of credit default based on the proprietary CRD data and dramatically changed the way credit risk was measured.

The MARQTM (Moody’s Analytics Risk Quality) score applies this expertise, making it available directly to businesses that are seeking credit from lenders or other businesses. The MARQ score is a business credit score that helps small businesses and others – like lenders and suppliers – understand how likely a business is to repay its credit, based on its financial information. Learn more about the MARQ score.


Leading publications and organizations have recognized Moody’s Analytics’ expertise and experience across credit analysis, economic research and financial risk management, including:

Risk awards 2018: Technology vendor of the year



Fintech 100 2017: Ranked 19th in
Overall Rankings



Learn more about our awards.


If you are a bank, lender, or provider of trade credit to small businesses, the MARQ score from Moody’s Analytics can help you make your business more efficient and more profitable while effectively managing risk. Learn more about how MARQ can empower your business or contact us for a demo.

Accountants and Consultants

If you are an accountant or consultant to small businesses, the MARQ score provides a valuable resource you can use with your clients. Contact us to set up your consultant account.